PayU Interview Process 2026 — Rounds, Tips & Questions

Predict the output of this code: console.log(1); setTimeout(() => console.log(2), 0); Promise.resolve().then(() => console.log(3)); console.log(4); Explain the event loop mechanism that determines this order.

Implement Promise.allSettled from scratch without using the native method. Then explain the difference between Promise.all, Promise.allSettled, Promise.any, and Promise.race — give a concrete payment flow example for when you would use each.

Explain the reconciliation algorithm in React. How does React decide which DOM nodes to update when state changes? What is the role of the key prop and what happens when you use an array index as a key versus a stable unique ID?

What will the following code output and why? const obj = { x: 10 }; const fn = () => console.log(this.x); obj.fn = fn; obj.fn(); Now rewrite fn as a regular function. How does the output change and what is the reason?

Implement a debounce function from scratch in JavaScript. Then explain where you would use debounce vs throttle in a payment checkout flow — for example on a search input, a "Pay Now" button, and a scroll event handler.

A payment API call must retry up to 3 times on network failure, with exponential backoff (1s, 2s, 4s delays) between attempts. Implement a retryWithBackoff(fn, maxRetries) utility using Promises. Handle the case where all retries fail.

You are building a multi-step payment flow: Cart → Address → Payment Method → OTP → Confirmation. Each step has its own data, validation, and API calls. How would you architect state management for this flow in React without Redux? Discuss trade-offs.

Design an in-memory rate limiter that allows at most N requests per user per minute. Given a stream of {userId, timestamp} requests, return true if the request should be allowed or false if it should be throttled. Implement using JavaScript.

Build a custom useFetch hook in React that accepts a URL, returns { data, loading, error }, handles component unmount (cleanup), and prevents state updates on an unmounted component. Show the complete implementation.

Design the frontend architecture for a PayU checkout SDK that can be embedded in any merchant website as a script tag. It must render a payment form in an iframe, handle cross-origin communication, support multiple payment methods (card, UPI, netbanking), and work across React, Vue, and plain HTML merchant sites.